Travel Medical Insurance Plan

A "MUST" For Any American Traveling Abroad!
TravMed takes over where your regular hospitalization and Medical plan rarely go...into a foreign country. Don't take for granted that your U.S. hospitalization plan provides its usual coverage outside the U.S.A. You pay only a $25 deductible per accident or sickness for required medical care. All further covered expenses are paid by TravMed.

If you get sick or have an accident in a foreign country... TravMed can help you locate medical care. With TravMed you can travel knowing you have prepared for the unexpected. You get the help you need to save your business trip or vacation... perhaps even your life.

Enjoy the MEDEX Worldwide Travelers Assistance security and peace of mind when you purchase TravMed.

$100,000 Coverage for Medical and Hospital Expenses... and Many Other Benefits

TravMed costs only $4.25 a day. The deductible is only $25.
TravMed provides you with up to $100,000 coverage for sickness or accident.
This includes:

• Physicians' fees and hospital expenses
• Emergency dental expenses
• Emergency medical evacuation to home or hospital
• Repatriation of remains expenses
• Special trip expenses for accompanying travelers 18 years of age and under to home residence
• Special trip expenses for bringing a family member to your side
  

And we do more...

TravMed also makes direct payments, if required, to the physicians, hospitals and the organization handling the evacuation. Travelers often find that doctors and hospitals require up-front payment, which can delay treatment and drastically deplete a traveler's cash. TravMed protects individuals from this financial concern.

MEDEX Travelers' Assistance around the World!

MEDEX will give you professional assistance very quickly, often in minutes, after you call collect. Your MEDEX Assistance Coordination Centers are on duty 24 hours a day, 7 days a week. To be sick or hurt in a foreign country can be a traumatic experience. How do you find a competent doctor who speaks English?
TravMed will provide you with the telephone numbers to contact MEDEX Assistance Coordination Centers, wherever you are in the world.

You'll be answered in English by a multilingual specialist who immediately goes to work to:

• Assist you in locating the nearest and most appropriate care
• Help you overcome language barriers by directing you to English speaking doctors or translators
• Monitor your progress during the course of your treatment and recovery
• Maintain contact with your family and personal physician back home in U.S.
• Arrange for emergency evacuation if medically necessary. The service is efficient, professional and most helpful!

What TravMed Does NOT Cover:

This plan does not cover any loss caused by or resulting from:
Pre-Existing Conditions (except for Emergency Evacuation and Repatriation of Remains)

• Traveling against the advice of a Physician
• Traveling to receive medical treatment
• Suicide or attempted suicide
• Intentionally self-inflicted injuries
• War, invasion, acts of foreign enemies, hostilities between nations (whether declared or undeclared), civil war, civil disorder, nuclear reaction, radiation or radioactive contamination
• Participation in any military maneuver or training exercise
• Service in the Armed Forces of any country
• Air travel or any air-supported device other than a regularly scheduled airline or air charter company
• Mental or emotional disorders
• Being under the influence of drugs or intoxicants unless prescribed by a Physician
• Participation as a professional, nonprofessional, organized amateur and/or interscholastic athletics or sports competition or events or scuba diving
• Riding or driving in any motor competition
• Piloting or learning to pilot or acting as a member of the crew of any aircraft
• Pregnancy and Childbirth (except for complications of pregnancy)
• Commission of the attempt to commit a criminal act
• Participating in bodily contact sports such as skydiving, hang gliding, parachuting, mountaineering or rock climbing, any race, bungee cord jumping, and speed contests
• A motor vehicle accident unless you are properly licensed to operate the vehicle at the place and time of the accident
• Any non-emergency treatment or surgery, routine physical or dental exams, hearing aids, eye glasses or contact lenses

We will not pay the expenses that:

• Are incurred inside the United States of America
• Are incurred by treatment received from Chiropractor or Chiropractic Care unless prescribed by a Physician who is not a Chiropractor
• Are not recommended and approved as necessary by the attending Physician

When you are traveling with TravMed, MEDEX will try to help you through your medical emergency even if your condition is not covered under the insured TravMed Program. Neither the Virginia Surety Company nor MEDEX Assistance Corp. shall be responsible for the availability, quality or results of any medical treatment.